3 min read

4 Ways eCommerce businesses can leverage cashback and virtual credit cards

When it comes to payments and business expenses, e-commerce operators face unique challenges. Debit cards can’t keep up with frequent transactions? Credit limit runs out, right when your digital marketing campaign is starting to gain traction? Corporate credit cards with high limits and generous cashback rewards can make your life easier.

Ecommerce benefits from virtual credit cards with generous cashback

Cashback saves your business money

In business, especially in e-commerce, business expenses can be high. You’re purchasing new inventory and investing in marketing. While the high spending may be inevitable, it’s not necessarily a bad thing. With the right credit card, you can redeem some of that spend back in cash. That’s what cashback is for.

Cashback is a rewards program. Every time you pay with your cashback credit card, a certain percentage of the transaction is added to your cashback points. This amount is either deducted from your credit card bill or credited to you in cash.

Cashback is great news for business owners, but especially beneficial for those with high costs – such as e-commerce.

4 benefits of virtual credit cards and cashback for e-commerce

Most businesses have a credit card. The chances are, it’s just the first card offered by the bank where the company’s business account is. But it pays off to put a bit more thought into choosing the best possible credit card for your business – quite literally, thanks to cashback.

Here are a few reasons why e-commerce in particular benefits from corporate credit cards with high credit limits and generous cashback.

1. High credit limits keep operations running smoothly

When expenses are high, you need a credit limit to match. It’s no fun when your Google ads campaign stops due to maxing out on the company card. Slow or inconvenient payment processes should never hinder your operations and growth. At Pliant, we estimate every customer’s creditworthiness case by case. If your business needs a high credit limit, we can provide it.

2. Get rewarded for high spending

High spending adds up to big numbers in cashback rewards. With Pliant, you can redeem it in cash to your company bank account. Use it to lower costs, or invest it in more ad spend (and consequently, more sales).

3. Virtual cards can handle high transaction volumes

Virtual credit cards offer higher transaction volume than traditional banks and cards. With Pliant’s credit card solution, virtual cards are included in the plan. Create new virtual cards as you need with just a few clicks.

For e-commerce, virtual credit cards have many benefits. They are so convenient and easy to issue and use that you can create a dedicated virtual card, for example, for different suppliers or ad platforms.

4. It’s a real credit card

For some business expenses, a credit card is a must. Ad platforms and SaaS providers may require a company credit card as a payment method. Pliant corporate credit cards are just that: real credit cards, not debit or prepaid cards.

Pliant virtual and physical credit cards
Pliant credit cards keep up with spending and reward it with cashback

Every e-commerce operator needs a corporate credit card. While there are many options available in the market, one thing to consider when choosing a credit card is the cashback program. With a high card spend, it can add up to significant numbers.

And the best part is, with Pliant you can actually redeem the cashback in cash. Not airline miles, bonus points, or discounts at selected retailers. Instead, cash straight into your business bank account.

💳 Want to learn more about Pliant credit cards? Book a demo.

Ella-Roosa is a freelance content strategist and writer specialized in financial management, fintech, startups, and entrepreneurship.