Another milestone towards sustainable innovation: Creditreform companies rely on Pliant earth and Cozero

Getting started with climate protection is a major challenge for companies that have many fixed processes. Creditreform has been supporting this entry into climate protection with its CrefoGreen team for almost two years. Now the group of companies is relying on Pliant earth and Cozero.

  • Measurement and reduction of CO2 emissions are in the foreground

  • Sustainability factor for traditional Creditreform company an important driver of corporate transformation

  • Responding to increasing global demands for resource-efficient business models

  • Young start-ups Cozero and Pliant expand cooperation

Berlin, 1 February 2022. Getting started with climate protection is a major challenge for companies that have many fixed processes. Creditreform has been accompanying this entry into climate protection with its CrefoGreen team for almost two years. The move to the newly built and modern Neuss headquarters has continued this own transformation process, along with many other measures. In his constant search for further simple options, Stephan Vila, Managing Director of the two Creditreform subsidiaries Boniversum and microm, soon realised: "A major lever for sustainable action in our company is the business travel required for operational purposes. And so we are pleased that Pliant and Cozero offer a particularly simple solution here, with no effort and no cost to measure and offset CO2."

In July 2021, Pliant, provider of a digital corporate credit card solution, had launched the new function Pliant earth in cooperation with Cozero. This function enables a simple estimation of CO2 emissions based on travel-related card expenses as well as an automatic and free compensation of the emissions. 

"A company's carbon footprint is based on a multitude of transactions along the entire value chain. Environmental management usually runs completely independently," says Helen Tacke, CEO and founder of Cozero. "With the help of Cozero, we link both sides and offer an easy entry point for companies. We are very pleased to welcome two companies from the Creditreform Group as customers shortly after the launch. We see established companies as pioneers for a long overdue, sustainable change," adds Malte Rau, CEO and founder of Pliant. 

Cozero and Pliant plan to further expand the partnership: this includes, among other things, the mapping of climate-friendly travel policies at credit card level as well as a real-time exchange of transaction data between Pliant and the CO2 accounting tool, similar to an accounting integration.

About Cozero:

Cozero enables companies to effectively decarbonise and thus sustainably transform their business, taking into account the financial and economic implications. At its heart is a software solution that digitally records the carbon footprint of the entire value chain and analyses it using AI. Using an impact analysis and investment calculation based on the emissions data, optimisation measures are then introduced with the involvement of all stakeholders. Further information:

About Pliant:
Pliant offers businesses the digital credit card solution for maximum flexibility and savings: fully digital card and receipt management, Pliant app as well as physical and virtual cards including attractive cashbacks - seamless integration into existing financial processes and accounting systems guaranteed. The company was founded in 2020 by FinTech veterans Malte Rau and Fabian Terner in Berlin. Since 2022, companies in Austria can also benefit from Pliant corporate credit cards.

About Creditreform Boniversum and microm:

Creditreform Boniversum GmbH

Boniversum is one of the leading credit agencies in Germany. For over 25 years, Boniversum has been providing creditworthiness information on private individuals to ensure secure business transactions between companies and end customers, especially for anonymous online transactions or digital application processes. 

Depending on the requirements, Boniversum offers various solutions for risk management in order to prevent payment defaults and fraud in the best possible way. The possible applications range from pure data provision, identification services and creditworthiness checks to comprehensive platform solutions and decision systems.

microm Micromarketing-Systeme und Consult GmbH

Who is my target group? What messages do I address them with? And above all: when and where can I reach them best? If you have ever asked yourself these and many other questions about target groups and their spatial distribution, then you should take a closer look at microm's geomarketing solutions. 

Based on one of the largest data spectrums on the German market and microm's individual analyses, companies, agencies and public bodies have been optimising marketing measures, minimising wastage and making the right location decisions for more than 25 years. This not only saves cash, but also delivers a significant increase in satisfied end customers.

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