Pliant underwrites on your full business profile: revenue growth, spending patterns, balance sheet liquidity. Not your credit score alone.
Higher limits backed by your business performance:
Based on how your business performs.
Request limit increases from your account manager:
Whenever you need more room to grow.
Issue cards to employees without individual credit checks:
Your company manages the credit line.
Built around how payments settle
Your credit line is only used when a transaction settles, not when it’s authorised so more of your credit stays available across the business. Issuing cards doesn’t reduce your credit line upfront. Plan for future spend without tying up credit. Spend, track, and repay in one place. Alerts keep every team on top of their limit.
Repayment that matches your cash flow
Pick a billing cycle that matches how your cash comes in: weekly, bi-weekly, or monthly. Your available credit refreshes after each cycle. Layer interest-free payment terms on top to widen the gap between spending and settlement.
One credit line for every currency account*
Open card accounts in 12 currencies and access a credit line per account. Pay in the currency you operate in, keep budgets clean across entities, and avoid unnecessary FX conversion. Each account runs independently, so your EUR and USD spend don’t interfere with each other.
How to apply for a credit line
Fast KYC, a dedicated onboarding team, and cards active within days.
Submit initial details
Register on the platform and confirm T&Cs
Complete KYC and risk assessment
Start using your cards
Ready to add credit to your card program?
Talk to us about setting up a credit line that runs alongside your existing payment operations.
*All credit lines are subject to approval.
