The newest generation of corporate credit cards

Fully digital card management and seamless accounting software integrations combined with high limits, premium card perks, and attractive cashbacks.

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Pliant Dashboard and Cards
Our satisfied customers

How to use pliant

1. Register and get a real credit card independent from your bank account
2. Issue virtual and physical cards with individual limits to employees
3. Track spending real-time and automatically save money through cashbacks
4. Easily collect receipts and automatically pass on to accounting
Pliant Digital Card Management

Fully digital card management

Onboarding without visiting a bank
Card issuance at push of a button
Request and approval flows for employees
Real-time reporting

Save on an ongoing basis with attractive cashbacks and partner deals

Cloud, SaaS and Marketing up to 1%
Hardware up to 2%
Hotel & travel up to 4%
Office supplies up to 5%
Pliant Cashbacks and Partner Deals
Pliant Integrations

Seamless integrations

The card integrates with partners to offer the best-in-class solutions for every business requirement:

Travel expense solutions
Receipt collection tools
Accounting systems
Custom-built using our Developer APIs

Contact us for further integrations or to partner up.

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Pliant Visa Cards

The New Premium Standard

The first Visa Infinite Business credit cards in Germany

High limits and unlimited cashback
Premium FX rates below market
Partner and other discounts
Advanced reporting
Mobile app for easy card management
Emergency services
Lounge access
Insurance package
Learn more

Subscription Plans

 

Users
Virtual cards
Visa Platinum Business Cards
Visa Infinite Business Cards
Number of software and accounting integrations
Annual fee

Free

up to 50
5 per user
1 per user
Volume based
Unlimited existing integrations
0€

Premium

Unlimited
Unlimited
1 per user
2 + volume-based
Unlimited existing integrations
1.000€
Most Popular

Enterprise

Unlimited
Unlimited
On request
On request
Unlimited & new custom integrations
On request
Users
Virtual cards
Visa Platinum Business Cards
Visa Infinite Business Cards
Number of software and accounting integrations
Annual fee
up to 50
5 per user
1 per user
Volume based
Unlimited existing integrations
0€
Get started
Users
Virtual cards
Visa Platinum Business Cards
Visa Infinite Business Cards
Number of software and accounting integrations
Annual fee
Unlimited
Unlimited
1 per user
2+ volume based
Unlimited existing integrations
1.000€
Get started
Users
Virtual cards
Visa Platinum Business Cards
Visa Infinite Business Cards
Number of software and accounting integrations
Annual fee
Unlimited
Unlimited
On request
On request
Unlimited & new custom integrations
On request
Get started
*One card each for reaching cumulated volumes of 1 Mio. €, 3 Mio. €, 6 Mio. € and 10 Mio. €.

FAQ

What is pliant?

pliant offers modern corporate credit cards. Our convenient and easy-to-use card management platform allows for flexible setting of card limits, real-time reporting and seamlessly integrates with your existing setup of accounting and travel expense management tools and processes. On top of that, pliant offers competitive terms with attractive cashbacks and partner deals. Our Visa Infinite Business cards are equipped with useful features like tailored insurance packages and worldwide airport lounge access.

Who can become a customer?

Companies registered in the German trade registry with good creditworthiness and high card volumes.

What type of cards are offered?

pliant offers Visa credit cards, both virtual and physical. Regarding physical cards, customers can choose between Visa Platinum Business and Visa Infinite Business credit cards. pliant is neither a prepaid nor a debit card and, therefore, is bank account independent, offers maximum card acceptance, and does not need to be charged in advance.

What are virtual cards?

Virtual cards work the same way as physical cards, only that no plastic version of the card is provided, with card data being only accessible via your pliant app. Advantages of virtual cards include their instant availability. They also cannot be lost and are offered with a range of flexible usability options. Since they are offered at no extra cost, separate virtual cards can be issued for specific merchants or purchases with individual settings tailored to the specific use case. That way, if something is wrong with one card, there is no need to update card data across multiple merchants.

Where are pliant’s cards accepted?

pliant offers Visa cards, which are accepted by over 40 million online and offline retailers in over 200 countries.

Can I use my existing corporate bank account with pliant?

Yes, you can easily use pliant cards along with any existing corporate bank account.

Is pliant secure?

pliant assigns security and data protection the highest priority. Access to the pliant platform is secured by strong passwords and two-factor-authentication. All personal data is stored in accordance with the European General Data Protection Regulation (GDPR). Critical card data are stored and processed in line with the very high data security standards of the payment card industry (PCI DSS). Additionally, pliant cards are enabled for 3DS to ensure additional protection for online purchases.

How do pliant’s cashbacks work?

Cashback means that for every transaction done with a pliant card, our customers will get back a certain percentage of the transaction value. We provide different cashback percentages for different repayment frequencies. You can also earn extra cashback payments based on a range of partner deals in categories such as IT equipment, hotel & travel, as well as office supplies.

How can I integrate pliant into my existing accounting setup?

pliant provides flexible CSV exports that can be imported into a range of accounting solutions. We also offer bespoke integrations into our customers’ accounting systems and expense management solutions.

What are Visa Infinite Business credit cards?

Visa Infinite Business is the highest credit card standard offered by Visa. We are proud to be the first provider in Germany meeting these high standards for businesses through its unique value proposition including premium card perks lounge access and insurances. Corporates can achieve access through significant card volumes or the paid premium package.

Does pliant support Visa 3D Secure?

3D Secure is a freeservice facilitated by VISA that lets you transact securely on “Verified byVisa“ / “Visa Secure” online merchants using your pliant credit cards. It addsa security layer by an additional verification step. During this verificationyou must provide a one-time password that is only available to you.

All pliant credit cards are automaticallyequipped with 3D Secure. During your online purchase you will receive theone-time password via SMS, mobile app, or e-mail for the verification. Thispassword you can input into the verification page that will show the Visa logoand confirm the payment by clicking confirm/send. If the password is correct,the transaction will be successful and otherwise declined. pliant credit cardsalso work at merchants that do not participate in Visa 3D secure program.

This service is offered due to the EU’s SecondPayment Services Directive (PSD2) which will mandate Strong CustomerAuthentication (SCA) before initiation of the payment. Therefore, Visa recentlyenhanced its security for online purchases including both e-commerce andm-commerce transactions to satisfy this new standard.

In case you are notreceiving your one-time password, please check that your phone and/or e-mailaddress are up to date within your user area or call our hotline.