Payments optimized
Customize everything you need to make payments, control spend, and optimize finance operations using one credit card platform.
Pliant is the credit card platform that allows businesses to optimize their payment processes.
No matter if you use our Payment Apps, Pro API, or CaaS & BaaS solutions, Pliant will adapt to your unique needs and help you succeed.
"With Pliant, we're deepening our relationships with customers and increasing overall customer satisfaction. Our transaction volume spent on our corporate cards has been doubling quarter over quarter for four quarters in a row. We now see the payoff, and it's been a game-changer."
"With Pliant, you become your own digital bank, bypassing processes that would otherwise take weeks."
"Based on our experience, Pliant cards have an almost perfect acceptance rate, so we haven’t heard any complaints about failed transactions."
"CaaS is an integrated offering with our expense and invoice management platform SpendControl. With only one platform, the finance suite manages the entire accounts payable process. For Klippa this leads to more qualified sales leads, happier customers and less churn because of the more complete offering."
"With Pliant Pro API, we can automate thousands of daily transactions, streamlining everything from card creation to reconciliation. This capability allows us to integrate more partners into our systems and has transformed our cash flow management."
Our productsChoose the Pliant solution that works for you.
Streamline processes with Pliant’s best-in-class credit cards and card management apps.
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Do everything Payment Apps can do in a completely customizable way – at scale.
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Issue your own credit cards through our best-in-class B2B card platform.
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Pliant makes it easy to launch an innovative credit card program for banks.
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Apps and APIs that manage everything related to business payments.
Features that maximize flexibility and savings
Real-time monitoring
Real-time monitoring
See every transaction as it happens and make timely decisions on spending limits, card usage, and accounting.
Spend control
Spend control
Define limits and rules for all cards on multiple levels for maximum control.
Receipt management
Receipt management
Every transaction requires a receipt, so make managing receipts as effortless as paying for things with your credit card.
Integrations
Integrations
Integrate Pliant seamlessly into your existing accounting, invoice management, travel expense, and other financial solutions.
Accounting automations
Accounting automations
Automation capabilities that bring your bookkeeping into the 21st century while maintaining trust and accuracy.
Card issuance & management
Card issuance & management
Rely on Pro API when you need to issue many cards at scale, especially single-use virtual cards, customizing settings perfectly for every transaction.
Transaction insights
Transaction insights
Make informed data-driven decisions based on customizable reporting that makes the most sense for your business.
Accounting optimization
Accounting optimization
Take your accounting processes to the next level with a completely customizable flow via API that you can integrate into your own systems.
Member management
Member management
Simplify member handling, access control, and engagement with Pro API for seamless operations.
Custom integrations
Custom integrations
Unlock the full potential of your business processes and accounting workflows through tailored custom integrations. Pro API provides you with the tools and support needed to streamline your operations.
Card issuance & management
Card issuance & management
Create a custom card issuance flow with a variety of customizable settings for your specific use case
Advanced data capabilities
Advanced data capabilities
Build all your reporting, analytics, and business logic on a massive amount of data to make informed decisions.
Ready-made UI
Ready-made UI
Use Pliant’s app interface and cards with your own branding, either as a standalone white-labeled solution or in combination with an embedded solution based on our CaaS APIs.
Compliance & security
Compliance & security
As a Pliant CaaS partner, you don't need to worry about compliance & risk – we cover it all for you.
Dedicated support
Dedicated support
We'll provide both technical and strategic support for you when implementing and running your card program, and we'll also support your customers directly.
Choose Pliant with confidence
E-money licensed
In the EU, Pliant Oy is a licensed e-money institution (EMI), which allows Pliant to issue credit cards and process customer payments.
PCI DSS certified
Pliant is certified as a Payment Card Industry (PCI) Data Security Standard Service Provider – PCI DSS is the highest security standard in our industry.
ISO/IEC certified
Additionally, Pliant is certified to internationally recognized ISO/IEC 27001:2022 standards that define the requirements for information security management.
